Aditya Birla Sun Life Income Fund - Growth - Direct Plan
NAV: as on:
MIn SIP Amount: 1000
Rating: ****
Fund Size: 1921.6306
SIP Amount
₹
Frequency
SIP Start Date
Holdings
Name Sector Instrument Type Assets(%)
Government of India (19/06/2053) Govt-Sec -- 18
Government of India (19/06/2053) Govt-Sec -- 18
Government of India (19/06/2053) Govt-Sec -- 18
Government of India (24/07/2037) Govt-Sec -- 17.08
Government of India (24/07/2037) Govt-Sec -- 17.08
Government of India (24/07/2037) Govt-Sec -- 17.08
Government of India (14/08/2033) Govt-Sec -- 13.85
Government of India (14/08/2033) Govt-Sec -- 13.85
Government of India (14/08/2033) Govt-Sec -- 13.85
8.47% LIC Housing Finance Ltd (10/06/2026) Finance -- 3.15
8.47% LIC Housing Finance Ltd (10/06/2026) Finance -- 3.15
8.47% LIC Housing Finance Ltd (10/06/2026) Finance -- 3.15
7.47% Small Industries Development Bank of India (25/11/2025) Banks -- 3.11
7.47% Small Industries Development Bank of India (25/11/2025) Banks -- 3.11
7.47% Small Industries Development Bank of India (25/11/2025) Banks -- 3.11
Government of India (12/06/2063) Govt-Sec -- 2.98
Government of India (12/06/2063) Govt-Sec -- 2.98
Government of India (12/06/2063) Govt-Sec -- 2.98
7.54% Small Industries Development Bank of India (12/01/2026) Banks -- 2.75
Clearing Corporation of India Ltd Cash/Deposits/Margins/Treps/Repo/Swaps -- 2.75
Clearing Corporation of India Ltd Cash/Deposits/Margins/Treps/Repo/Swaps -- 2.75
7.54% Small Industries Development Bank of India (12/01/2026) Banks -- 2.75
7.54% Small Industries Development Bank of India (12/01/2026) Banks -- 2.75
Clearing Corporation of India Ltd Cash/Deposits/Margins/Treps/Repo/Swaps -- 2.75
6.40% LIC Housing Finance Ltd (30/11/2026) Finance -- 2.52
6.40% LIC Housing Finance Ltd (30/11/2026) Finance -- 2.52
6.40% LIC Housing Finance Ltd (30/11/2026) Finance -- 2.52
State Government Securities (20/12/2034) Govt-Sec -- 1.33
State Government Securities (20/12/2034) Govt-Sec -- 1.33
State Government Securities (20/12/2034) Govt-Sec -- 1.33
State Government Securities (28/02/2034) Govt-Sec -- 1.32
State Government Securities (28/02/2034) Govt-Sec -- 1.32
State Government Securities (27/03/2036) Govt-Sec -- 1.32
Government of India (06/02/2033) Govt-Sec -- 1.32
Government of India (06/02/2033) Govt-Sec -- 1.32
State Government Securities (27/03/2039) Govt-Sec -- 1.32
State Government Securities (27/03/2039) Govt-Sec -- 1.32
Government of India (06/02/2033) Govt-Sec -- 1.32
State Government Securities (28/02/2034) Govt-Sec -- 1.32
State Government Securities (27/03/2036) Govt-Sec -- 1.32
State Government Securities (27/03/2039) Govt-Sec -- 1.32
State Government Securities (27/03/2036) Govt-Sec -- 1.32
State Government Securities (24/07/2034) Govt-Sec -- 1.31
State Government Securities (24/07/2034) Govt-Sec -- 1.31
7.80% National Bank For Agriculture and Rural Development (15/03/2027) Banks -- 1.31
State Government Securities (03/04/2034) Govt-Sec -- 1.31
7.80% National Bank For Agriculture and Rural Development (15/03/2027) Banks -- 1.31
7.80% National Bank For Agriculture and Rural Development (15/03/2027) Banks -- 1.31
State Government Securities (03/04/2034) Govt-Sec -- 1.31
State Government Securities (03/04/2034) Govt-Sec -- 1.31
State Government Securities (24/07/2034) Govt-Sec -- 1.31
8.10% Tata Capital Housing Finance Ltd (19/02/2027) Finance -- 1.3
7.75% Small Industries Development Bank of India (27/10/2025) Banks -- 1.3
8.10% Tata Capital Housing Finance Ltd (19/02/2027) Finance -- 1.3
7.99% HDB Financial Services Ltd (16/03/2026) Finance -- 1.3
7.77% HDFC Bank Ltd (28/06/2027) Banks -- 1.3
7.80% HDFC Bank Ltd (02/06/2025) Banks -- 1.3
7.75% Small Industries Development Bank of India (27/10/2025) Banks -- 1.3
7.77% HDFC Bank Ltd (28/06/2027) Banks -- 1.3
7.80% HDFC Bank Ltd (02/06/2025) Banks -- 1.3
7.82% Bajaj Finance Ltd (31/01/2034) Finance -- 1.3
7.75% Small Industries Development Bank of India (27/10/2025) Banks -- 1.3
7.77% HDFC Bank Ltd (28/06/2027) Banks -- 1.3
7.82% Bajaj Finance Ltd (31/01/2034) Finance -- 1.3
7.99% HDB Financial Services Ltd (16/03/2026) Finance -- 1.3
7.82% Bajaj Finance Ltd (31/01/2034) Finance -- 1.3
7.99% HDB Financial Services Ltd (16/03/2026) Finance -- 1.3
8.10% Tata Capital Housing Finance Ltd (19/02/2027) Finance -- 1.3
7.80% HDFC Bank Ltd (02/06/2025) Banks -- 1.3
7.80% Tata Capital Housing Finance Ltd (05/08/2027) Finance -- 1.29
7.80% Tata Capital Housing Finance Ltd (05/08/2027) Finance -- 1.29
7.80% Tata Capital Housing Finance Ltd (05/08/2027) Finance -- 1.29
6.43% HDFC Bank Ltd (29/09/2025) Banks -- 1.28
6.43% HDFC Bank Ltd (29/09/2025) Banks -- 1.28
6.43% HDFC Bank Ltd (29/09/2025) Banks -- 1.28
6.35% HDB Financial Services Ltd (11/09/2026) Finance -- 1.26
6.35% HDB Financial Services Ltd (11/09/2026) Finance -- 1.26
6.35% HDB Financial Services Ltd (11/09/2026) Finance -- 1.26
State Government Securities (27/03/2035) Govt-Sec -- 1.2
State Government Securities (27/03/2035) Govt-Sec -- 1.2
State Government Securities (27/03/2035) Govt-Sec -- 1.2
Government of India (15/04/2039) Govt-Sec -- 1.06
Government of India (15/04/2039) Govt-Sec -- 1.06
Government of India (15/04/2039) Govt-Sec -- 1.06
Net Receivables / Payables Cash/Deposits/Margins/Treps/Repo/Swaps -- 1
Net Receivables / Payables Cash/Deposits/Margins/Treps/Repo/Swaps -- 1
Net Receivables / Payables Cash/Deposits/Margins/Treps/Repo/Swaps -- 1
State Government Securities (27/03/2034) Govt-Sec -- 0.95
State Government Securities (27/03/2034) Govt-Sec -- 0.95
State Government Securities (27/03/2034) Govt-Sec -- 0.95
State Government Securities (27/03/2033) Govt-Sec -- 0.84
State Government Securities (27/03/2033) Govt-Sec -- 0.84
State Government Securities (27/03/2033) Govt-Sec -- 0.84
0% GOI - 06MAY31 STRIPS Govt-Sec -- 0.82
0% GOI - 06MAY31 STRIPS Govt-Sec -- 0.82
0% GOI - 06MAY31 STRIPS Govt-Sec -- 0.82
Government of India (17/01/2032) Govt-Sec -- 0.79
State Government Securities (07/02/2034) Govt-Sec -- 0.79
State Government Securities (07/02/2034) Govt-Sec -- 0.79
Government of India (17/01/2032) Govt-Sec -- 0.79
0% GOI - 06NOV31 STRIPS Govt-Sec -- 0.79
State Government Securities (07/02/2034) Govt-Sec -- 0.79
0% GOI - 06NOV31 STRIPS Govt-Sec -- 0.79
Government of India (17/01/2032) Govt-Sec -- 0.79
0% GOI - 06NOV31 STRIPS Govt-Sec -- 0.79
8.43% LIC Housing Finance Ltd (10/07/2026) Finance -- 0.53
8.43% LIC Housing Finance Ltd (10/07/2026) Finance -- 0.53
8.43% LIC Housing Finance Ltd (10/07/2026) Finance -- 0.53
7.61% LIC Housing Finance Ltd (30/07/2025) Finance -- 0.52
7.61% LIC Housing Finance Ltd (30/07/2025) Finance -- 0.52
7.61% LIC Housing Finance Ltd (30/07/2025) Finance -- 0.52
5.83% State Bank of India (26/10/2030) Banks -- 0.51
5.83% State Bank of India (26/10/2030) Banks -- 0.51
5.83% State Bank of India (26/10/2030) Banks -- 0.51
7.65% Power Finance Corporation Ltd (22/11/2027) Finance -- 0.26
7.65% Power Finance Corporation Ltd (22/11/2027) Finance -- 0.26
SBI - Corporate Debt Market Development Fund � A2 Units Alternative Investment Fund -- 0.26
SBI - Corporate Debt Market Development Fund � A2 Units Alternative Investment Fund -- 0.26
SBI - Corporate Debt Market Development Fund � A2 Units Alternative Investment Fund -- 0.26
7.65% Power Finance Corporation Ltd (22/11/2027) Finance -- 0.26
Government of India (22/04/2064) Govt-Sec -- 0.19
Government of India (22/04/2064) Govt-Sec -- 0.19
Government of India (22/04/2064) Govt-Sec -- 0.19
7.40% National Bank For Agriculture and Rural Development (30/01/2026) Banks -- 0.13
State Government Securities (27/03/2035) Govt-Sec -- 0.13
State Government Securities (27/03/2035) Govt-Sec -- 0.13
7.40% National Bank For Agriculture and Rural Development (30/01/2026) Banks -- 0.13
7.40% National Bank For Agriculture and Rural Development (30/01/2026) Banks -- 0.13
State Government Securities (27/03/2035) Govt-Sec -- 0.13
State Government Securities (13/10/2026) Govt-Sec -- 0.1
State Government Securities (13/10/2026) Govt-Sec -- 0.1
State Government Securities (13/10/2026) Govt-Sec -- 0.1
State Government Securities (24/02/2026) Govt-Sec -- 0.09
7.59% Small Industries Development Bank of India (10/02/2026) Banks -- 0.09
State Government Securities (24/02/2026) Govt-Sec -- 0.09
7.59% Small Industries Development Bank of India (10/02/2026) Banks -- 0.09
7.59% Small Industries Development Bank of India (10/02/2026) Banks -- 0.09
State Government Securities (24/02/2026) Govt-Sec -- 0.09
Government of India (10/04/2028) Govt-Sec -- 0.07
State Government Securities (27/03/2033) Govt-Sec -- 0.07
State Government Securities (27/03/2033) Govt-Sec -- 0.07
Government of India (10/04/2028) Govt-Sec -- 0.07
State Government Securities (27/03/2033) Govt-Sec -- 0.07
Government of India (10/04/2028) Govt-Sec -- 0.07
State Government Securities (15/04/2030) Govt-Sec -- 0.06
State Government Securities (15/04/2030) Govt-Sec -- 0.06
State Government Securities (15/04/2030) Govt-Sec -- 0.06
State Government Securities (15/04/2030) Govt-Sec -- 0.06
State Government Securities (15/04/2030) Govt-Sec -- 0.06
State Government Securities (15/04/2030) Govt-Sec -- 0.06
State Government Securities (09/02/2027) Govt-Sec -- 0.05
State Government Securities (24/02/2026) Govt-Sec -- 0.05
State Government Securities (13/01/2026) Govt-Sec -- 0.05
State Government Securities (09/02/2027) Govt-Sec -- 0.05
State Government Securities (24/02/2026) Govt-Sec -- 0.05
State Government Securities (13/01/2026) Govt-Sec -- 0.05
State Government Securities (24/02/2026) Govt-Sec -- 0.05
State Government Securities (13/01/2026) Govt-Sec -- 0.05
State Government Securities (09/02/2027) Govt-Sec -- 0.05
Government of India (15/11/2026) Govt-Sec -- 0.04
State Government Securities (29/03/2034) Govt-Sec -- 0.04
Government of India (15/11/2026) Govt-Sec -- 0.04
State Government Securities (29/03/2034) Govt-Sec -- 0.04
State Government Securities (29/03/2034) Govt-Sec -- 0.04
Government of India (15/11/2026) Govt-Sec -- 0.04
State Government Securities (15/04/2025) Govt-Sec -- 0.03
State Government Securities (11/02/2025) Govt-Sec -- 0.03
State Government Securities (15/04/2025) Govt-Sec -- 0.03
State Government Securities (11/02/2025) Govt-Sec -- 0.03
State Government Securities (11/02/2025) Govt-Sec -- 0.03
State Government Securities (15/04/2025) Govt-Sec -- 0.03
State Government Securities (07/10/2027) Govt-Sec -- 0.02
State Government Securities (07/10/2027) Govt-Sec -- 0.02
State Government Securities (07/10/2027) Govt-Sec -- 0.02
0% GOI - 17DEC27 STRIPS Govt-Sec -- 0.01
0% GOI - 17DEC27 STRIPS Govt-Sec -- 0.01
State Government Securities (15/03/2027) Govt-Sec -- 0.01
State Government Securities (15/03/2027) Govt-Sec -- 0.01
0% GOI - 17DEC27 STRIPS Govt-Sec -- 0.01
State Government Securities (15/03/2027) Govt-Sec -- 0.01
Government of India (19/12/2036) Govt-Sec -- 0
Government of India (19/12/2036) Govt-Sec -- 0
Government of India (19/12/2036) Govt-Sec -- 0
Holding analysis
Asset Class Percentage
Equity 0
Debt 26.507
Cash
Equity sector allocation
Govt-Sec
Finance
Banks
Cash/Deposits/Margins/Treps/Repo/Swaps
Alternative Investment Fund
208.44
40.29
39.24
11.25
0.78
Sector Holding Percentage
Govt-Sec 208.44
Finance 40.29
Banks 39.24
Cash/Deposits/Margins/Treps/Repo/Swaps 11.25
Alternative Investment Fund 0.78
Advanced Ratios
Standard Dev. 2.5004
P/E Ratio 0
Sharpe -1.6921
Alpha -0.7619
Beta 0.8541
Sortino -0.0477
Minimum Investment Amounts
Minimum for 1st Investment 1000
Minimum for SIP 1000
Returns and rankings
Category : Fixed Income
Annualised returns
1Y 3Y 5Y
Fund returns 8.8 5.87 7.12
Category average 1.1 4.8 4.6
Rank with in category
Expense ratio:0.69

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year.

Fund house & investment objective
Rank (total assets) ---
Total AUM ₹3,81,553.91Cr
Date of Incorporation ---

Investment Objective

An Open-Ended Income Scheme With The Objective To Generate Consistent Income Through Superior Yields On Its Investments At Moderate Levels Of Risk Through A Diversified Investment Approach.

Fund benchmark Crisil Medium To Long Term Debt Index
Scheme Information Document(SID)
Fund house contact details
Address: One India Bulls Centre , Tower 1, 17th Floor, Jupi 841, Senapati Bapat Marg, Elphinstone Road,
Mumbai - 400 013
Phone:--------
Launch Date:--------
E-mail: connect@birlasunlife.com
Website: www.birlasunlife.com
Aditya Birla Sun Life AMC Limited
Custodian:Deutsche Bank
Registrar & Transfer Agent:CAMS
Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
E-mail: enq_h@camsonline.com
enq_h@camsonline.com
Website: www.camsonline.com
Compare funds
Funds Comparison
Fund management
Bhupesh Bameta
Jan 2013 - Present
Education
--------------
Experience
--------------
Fund manager Also manages these schemes
Aditya Birla Sun Life Crisil 10 Year Gilt ETF
Aditya Birla Sun Life CRISIL IBX 60 40 SDL + AAA PSU APR 2026 Index Fund-Regular Growth
Aditya Birla Sun Life Crisil IBX Gilt Apr 2028 Index Fund-Regular Growth
Aditya Birla Sun Life Crisil IBX Gilt Apr 2033 Index Fund-Regular Growth
Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund-Regular Growth
Aditya Birla Sun Life CRISIL IBX Gilt-April 2026 Index Fund-Regular Growth
Aditya Birla Sun Life CRISIL IBX SDL Jun 2032 Index Fund - Regular Growth
Aditya Birla Sun Life Government Securities Fund - Growth - Regular Plan
Aditya Birla Sun Life Income Fund - Growth - Regular Plan
Aditya Birla Sun Life Nifty SDL Apr 2027 Index Fund-Regular Growth
Aditya Birla Sun Life Nifty SDL Sep 2025 Index Fund-Regular Growth
Aditya Birla Sun Life US Treasury 1-3 Year Bond ETFs Fund Of Funds-Regular Growth
Aditya Birla Sun Life US Treasury 3-10 Year Bond ETFs Fund Of Funds-Regular Growth