Franklin India Banking & PSU Debt Fund - Growth
NAV: as on:
MIn SIP Amount: 500
Rating: ***
Fund Size: 609.9753
SIP Amount
₹
Frequency
SIP Start Date
Holdings
Name Sector Instrument Type Assets(%)
GOI FRB 2034 (30-Oct-2034) Govt-Sec -- 10.96
GOI FRB 2034 (30-Oct-2034) Govt-Sec -- 10.96
GOI FRB 2034 (30-Oct-2034) Govt-Sec -- 10.96
7.40% National Housing Bank (16-Jul-2026) Banks -- 8.24
7.40% National Housing Bank (16-Jul-2026) Banks -- 8.24
7.40% National Housing Bank (16-Jul-2026) Banks -- 8.24
7.18% GOI 2033 (14-Aug-2033) Govt-Sec -- 6.87
7.18% GOI 2033 (14-Aug-2033) Govt-Sec -- 6.87
7.18% GOI 2033 (14-Aug-2033) Govt-Sec -- 6.87
8.29% ONGC Petro Additions Ltd (25-Jan-2027) Chemicals -- 5.15
8.29% ONGC Petro Additions Ltd (25-Jan-2027) Chemicals -- 5.15
8.29% ONGC Petro Additions Ltd (25-Jan-2027) Chemicals -- 5.15
7.83% Indian Railway Finance Corporation Ltd (19-Mar-2027) Finance -- 4.39
7.83% Indian Railway Finance Corporation Ltd (19-Mar-2027) Finance -- 4.39
7.83% Indian Railway Finance Corporation Ltd (19-Mar-2027) Finance -- 4.39
7.79% Small Industries Development Bank Of India (14-May-2027) Banks -- 4.31
7.79% Small Industries Development Bank Of India (14-May-2027) Banks -- 4.31
7.79% Small Industries Development Bank Of India (14-May-2027) Banks -- 4.31
7.82% Bajaj Finance Ltd (31-Jan-2034) Finance -- 4.24
7.80% National Bank For Agriculture & Rural Development (15-Mar-2027) Banks -- 4.24
7.80% National Bank For Agriculture & Rural Development (15-Mar-2027) Banks -- 4.24
7.82% Bajaj Finance Ltd (31-Jan-2034) Finance -- 4.24
6.24% State Bank Of India (20-Sep-2030) Banks -- 4.24
6.24% State Bank Of India (20-Sep-2030) Banks -- 4.24
6.24% State Bank Of India (20-Sep-2030) Banks -- 4.24
7.80% National Bank For Agriculture & Rural Development (15-Mar-2027) Banks -- 4.24
7.82% Bajaj Finance Ltd (31-Jan-2034) Finance -- 4.24
7.77% Power Finance Corporation Ltd (15-Jul-2026) Finance -- 4.23
7.77% Power Finance Corporation Ltd (15-Jul-2026) Finance -- 4.23
7.77% Power Finance Corporation Ltd (15-Jul-2026) Finance -- 4.23
8.35% HDFC Bank Ltd (13-May-2026) Banks -- 4.2
8.35% HDFC Bank Ltd (13-May-2026) Banks -- 4.2
8.35% HDFC Bank Ltd (13-May-2026) Banks -- 4.2
7.55% Power Finance Corporation Ltd (15-Jul-2026) Finance -- 4.18
7.55% Power Finance Corporation Ltd (15-Jul-2026) Finance -- 4.18
7.55% Power Finance Corporation Ltd (15-Jul-2026) Finance -- 4.18
7.70% REC Ltd (31-Aug-2026) Finance -- 4.16
7.70% REC Ltd (31-Aug-2026) Finance -- 4.16
7.70% REC Ltd (31-Aug-2026) Finance -- 4.16
5.81% REC Ltd (31-Dec-2025) Finance -- 4.14
5.81% REC Ltd (31-Dec-2025) Finance -- 4.14
5.81% REC Ltd (31-Dec-2025) Finance -- 4.14
7.77% HDFC Bank Ltd (28-Jun-2027) Banks -- 4.11
7.77% HDFC Bank Ltd (28-Jun-2027) Banks -- 4.11
7.77% HDFC Bank Ltd (28-Jun-2027) Banks -- 4.11
7.58% National Bank For Agriculture & Rural Development (31-Jul-2026) Banks -- 4.09
7.58% National Bank For Agriculture & Rural Development (31-Jul-2026) Banks -- 4.09
7.58% National Bank For Agriculture & Rural Development (31-Jul-2026) Banks -- 4.09
7.23% Indian Railway Finance Corporation Ltd (15-Oct-2026) Finance -- 3.33
7.23% Indian Railway Finance Corporation Ltd (15-Oct-2026) Finance -- 3.33
7.23% Indian Railway Finance Corporation Ltd (15-Oct-2026) Finance -- 3.33
7.44% Small Industries Development Bank Of India (04-Sep-2026) Banks -- 2.61
7.44% Small Industries Development Bank Of India (04-Sep-2026) Banks -- 2.61
7.44% Small Industries Development Bank Of India (04-Sep-2026) Banks -- 2.61
7.10% GOI 2034 (08-Apr-2034) Govt-Sec -- 2.54
7.10% GOI 2034 (08-Apr-2034) Govt-Sec -- 2.54
7.10% GOI 2034 (08-Apr-2034) Govt-Sec -- 2.54
8.14% Nuclear Power Corporation of India Ltd (25-Mar-2026) Power -- 1.71
8.14% Nuclear Power Corporation of India Ltd (25-Mar-2026) Power -- 1.71
8.14% Nuclear Power Corporation of India Ltd (25-Mar-2026) Power -- 1.71
7.68% Small Industries Development Bank Of India (10-Aug-2027) Banks -- 1.69
7.68% Small Industries Development Bank Of India (10-Aug-2027) Banks -- 1.69
7.68% Small Industries Development Bank Of India (10-Aug-2027) Banks -- 1.69
7.41% Indian Railway Finance Corporation Ltd (15-Oct-2026) Finance -- 1.67
7.41% Indian Railway Finance Corporation Ltd (15-Oct-2026) Finance -- 1.67
7.41% Indian Railway Finance Corporation Ltd (15-Oct-2026) Finance -- 1.67
Cash/Bank/Net Current Assets/(Liabilities) Cash/Deposits/Margins/Treps/Repo/Swaps -- 1.09
Cash/Bank/Net Current Assets/(Liabilities) Cash/Deposits/Margins/Treps/Repo/Swaps -- 1.09
Cash/Bank/Net Current Assets/(Liabilities) Cash/Deposits/Margins/Treps/Repo/Swaps -- 1.09
8.25% Export-Import Bank of India (28-Sep-2025) Banks -- 0.88
8.25% Export-Import Bank of India (28-Sep-2025) Banks -- 0.88
8.25% Export-Import Bank of India (28-Sep-2025) Banks -- 0.88
7.40% National Bank For Agriculture & Rural Development (30-Jan-2026) Banks -- 0.85
7.40% National Bank For Agriculture & Rural Development (30-Jan-2026) Banks -- 0.85
7.40% National Bank For Agriculture & Rural Development (30-Jan-2026) Banks -- 0.85
7.78% HDFC Bank Ltd (27-Mar-2027) Banks -- 0.84
7.78% HDFC Bank Ltd (27-Mar-2027) Banks -- 0.84
7.78% HDFC Bank Ltd (27-Mar-2027) Banks -- 0.84
9.25% Power Finance Corporation Ltd (25-Sep-2024) Finance -- 0.75
9.25% Power Finance Corporation Ltd (25-Sep-2024) Finance -- 0.75
9.25% Power Finance Corporation Ltd (25-Sep-2024) Finance -- 0.75
Corporate Debt Market Development Fund Class A2 Alternative Investment Fund -- 0.3
Corporate Debt Market Development Fund Class A2 Alternative Investment Fund -- 0.3
Corporate Debt Market Development Fund Class A2 Alternative Investment Fund -- 0.3
Holding analysis
Asset Class Percentage
Equity 0
Debt 78.2317
Cash
Equity sector allocation
Banks
Finance
Govt-Sec
Chemicals
Power
Cash/Deposits/Margins/Treps/Repo/Swaps
Alternative Investment Fund
120.9
93.27
61.11
15.45
5.13
3.27
0.9
Sector Holding Percentage
Banks 120.9
Finance 93.27
Govt-Sec 61.11
Chemicals 15.45
Power 5.13
Cash/Deposits/Margins/Treps/Repo/Swaps 3.27
Alternative Investment Fund 0.9
Advanced Ratios
Standard Dev. 1.4553
P/E Ratio 0
Sharpe -2.547
Alpha -1.3949
Beta 0.5006
Sortino 0.1263
Minimum Investment Amounts
Minimum for 1st Investment 5000
Minimum for SIP 500
Returns and rankings
Category : Fixed Income
Annualised returns
1Y 3Y 5Y
Fund returns 7.49 5.42 6.2
Category average 2.2 4.7 5.0
Rank with in category 9 12 6
Expense ratio:0.52

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year.

Fund house & investment objective
Rank (total assets) ---
Total AUM ₹1,13,096.88Cr
Date of Incorporation ---

Investment Objective

The Fund Seeks To Provide Regular Income Through A Portfolio Of Debt And Money Market Instruments Consisting Predominantly Of Securities Issued By Entities Such As Banks, Public Sector Undertakings (Psus) And Municipal Bonds. However, There Is No Assurance Or Guarantee That The Objective Of The Scheme Will Be Achieved.

Fund benchmark NIFTY Banking and PSU Debt Index
Scheme Information Document(SID)
Fund house contact details
Address: Indiabulls Finance Centre; Tower 2, 12th and 13th Floor; Senapati Bapat Marg; Elphinst
Mumbai 400013
Phone:--------
Launch Date:--------
E-mail: service@templeton.com
Website: www.franklintempletonindia.com
Franklin Templeton Asset Management (India) Private Limited
Custodian:Deutsche Bank
Registrar & Transfer Agent:CAMS
Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
E-mail: enq_h@camsonline.com
enq_h@camsonline.com
Website: www.camsonline.com
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Fund management
Chandni Gupta
Jan 2013 - Present
Education
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Experience
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Fund manager Also manages these schemes
Franklin India Banking & PSU Debt Fund - Growth