Bank Of India Credit Risk Fund - Regular Plan
NAV: as on:
MIn SIP Amount: 1000
Rating: Not Rated
Fund Size: 121.9173
SIP Amount
₹
Frequency
SIP Start Date
Holdings
Name Sector Instrument Type Assets(%)
TREPS Cash/Deposits/Margins/Treps/Repo/Swaps -- 10.59
TREPS Cash/Deposits/Margins/Treps/Repo/Swaps -- 10.59
TREPS Cash/Deposits/Margins/Treps/Repo/Swaps -- 10.59
Net Receivables / Payables Cash/Deposits/Margins/Treps/Repo/Swaps -- 10.32
Net Receivables / Payables Cash/Deposits/Margins/Treps/Repo/Swaps -- 10.32
Net Receivables / Payables Cash/Deposits/Margins/Treps/Repo/Swaps -- 10.32
6.32% Century Textiles & Industries Ltd (21/02/2025) Diversified -- 9.75
6.32% Century Textiles & Industries Ltd (21/02/2025) Diversified -- 9.75
6.32% Century Textiles & Industries Ltd (21/02/2025) Diversified -- 9.75
9% Steel Authority of India Ltd (14/10/2024) Commodity -- 9.45
9% Steel Authority of India Ltd (14/10/2024) Commodity -- 9.45
9% Steel Authority of India Ltd (14/10/2024) Commodity -- 9.45
8.5% JSW Steel Ltd (12/10/2027) Commodity -- 8.25
8.5% JSW Steel Ltd (12/10/2027) Commodity -- 8.25
8.5% JSW Steel Ltd (12/10/2027) Commodity -- 8.25
9.22% 360 One Prime Ltd (18/07/2025) Finance -- 8.21
9.22% 360 One Prime Ltd (18/07/2025) Finance -- 8.21
9.22% 360 One Prime Ltd (18/07/2025) Finance -- 8.21
8.7% GIC Housing Finance Ltd (27/11/2024) Finance -- 8.2
8.7% GIC Housing Finance Ltd (27/11/2024) Finance -- 8.2
8.7% GIC Housing Finance Ltd (27/11/2024) Finance -- 8.2
8.80% Manappuram Finance Ltd (29/09/2025) Finance -- 8.19
8.80% Manappuram Finance Ltd (29/09/2025) Finance -- 8.19
8.80% Manappuram Finance Ltd (29/09/2025) Finance -- 8.19
7.17% Godrej Industries Ltd (14/05/2025) Chemicals -- 8.13
7.17% Godrej Industries Ltd (14/05/2025) Chemicals -- 8.13
7.17% Godrej Industries Ltd (14/05/2025) Chemicals -- 8.13
National Bank For Agriculture and Rural Development (07/02/2025) Banks -- 5.92
National Bank For Agriculture and Rural Development (07/02/2025) Banks -- 5.92
National Bank For Agriculture and Rural Development (07/02/2025) Banks -- 5.92
Canara Bank (06/12/2024) Banks -- 5.6
Canara Bank (06/12/2024) Banks -- 5.6
Canara Bank (06/12/2024) Banks -- 5.6
ICICI Bank Ltd (27/06/2025) Banks -- 3.84
ICICI Bank Ltd (27/06/2025) Banks -- 3.84
ICICI Bank Ltd (27/06/2025) Banks -- 3.84
Reliance Retail Ventures Ltd (23/09/2024) Retailing -- 1.62
Reliance Retail Ventures Ltd (23/09/2024) Retailing -- 1.62
Reliance Retail Ventures Ltd (23/09/2024) Retailing -- 1.62
Small Industries Dev Bank of India (07/02/2025) Banks -- 1.58
Small Industries Dev Bank of India (07/02/2025) Banks -- 1.58
Small Industries Dev Bank of India (07/02/2025) Banks -- 1.58
Corporate Debt Market Development Fund Alternative Investment Fund -- 0.35
Corporate Debt Market Development Fund Alternative Investment Fund -- 0.35
Corporate Debt Market Development Fund Alternative Investment Fund -- 0.35
14% Amanta Healthcare Ltd (Preference Share) Pharmaceuticals -- 0
14% Amanta Healthcare Ltd (Preference Share) Pharmaceuticals -- 0
14% Amanta Healthcare Ltd (Preference Share) Pharmaceuticals -- 0
Holding analysis
Asset Class Percentage
Equity 0
Debt 60.1815
Cash
Equity sector allocation
Finance
Cash/Deposits/Margins/Treps/Repo/Swaps
Commodity
Banks
Diversified
Chemicals
Retailing
Alternative Investment Fund
Pharmaceuticals
73.8
62.73
53.1
50.82
29.25
24.39
4.86
1.05
0
Sector Holding Percentage
Finance 73.8
Cash/Deposits/Margins/Treps/Repo/Swaps 62.73
Commodity 53.1
Banks 50.82
Diversified 29.25
Chemicals 24.39
Retailing 4.86
Alternative Investment Fund 1.05
Pharmaceuticals 0
Advanced Ratios
Standard Dev. 117.4479
P/E Ratio 0
Sharpe 1.0487
Alpha 259.7293
Beta 4.6986
Sortino 55.3301
Minimum Investment Amounts
Minimum for 1st Investment 5000
Minimum for SIP 1000
Returns and rankings
Category : Fixed Income
Annualised returns
1Y 3Y 5Y
Fund returns 5.98 39.09 10.17
Category average 11.0 4.9 3.8
Rank with in category 0 0 20
Expense ratio:1.53

Inclusive of GST

Exit load

4% on or before 12M, 3% after 12M but on or before 24M, 2% after 24M but on or before 36M, Nil after 36M

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year.

Fund house & investment objective
Rank (total assets) ---
Total AUM ₹10,407.39Cr
Date of Incorporation ---

Investment Objective

The Scheme'S Investment Objective Is To Generate Capital Appreciation Over The Long Term By Investing Predominantly In Corporate Debt Across The Credit Spectrum Within The Universe Of Investment Grade Rating. To Achieve This Objective, The Scheme Will Seek To Make Investments In Rated, Unrated Instruments And Structured Obligations Of Public And Private Companies.

Fund benchmark CRISIL Credit Risk Fund Index
Scheme Information Document(SID)
Fund house contact details
Address: B/204, Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel,
Mumbai - 400 013
Phone:--------
Launch Date:--------
E-mail: service@boimf.in
Website: https://www.boimf.in/
Bank of India Investment Managers Private Limited
Custodian:Deutsche Bank
Registrar & Transfer Agent:Karvy
Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
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enq_h@camsonline.com
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