Aditya Birla Sun Life Retirement Fund-The 40s Plan-Direct Plan-Growth

NAV: as on:
MIn SIP Amount: 500
Rating: **
Fund Size: 113.8738
SIP Amount
Frequency
SIP Start Date
Holdings
Name Sector Instrument Type Assets(%)
Clearing Corporation of India Ltd Cash/Deposits/Margins/Treps/Repo/Swaps -- 8.11
Clearing Corporation of India Ltd Cash/Deposits/Margins/Treps/Repo/Swaps -- 8.11
Clearing Corporation of India Ltd Cash/Deposits/Margins/Treps/Repo/Swaps -- 8.11
Government of India (14/08/2033) Govt-Sec -- 7.57
Government of India (14/08/2033) Govt-Sec -- 7.57
Government of India (14/08/2033) Govt-Sec -- 7.57
ICICI Bank Ltd Banks -- 6.54
ICICI Bank Ltd Banks -- 6.54
ICICI Bank Ltd Banks -- 6.54
Infosys Ltd Internet and Technology -- 5.63
Infosys Ltd Internet and Technology -- 5.63
Infosys Ltd Internet and Technology -- 5.63
HDFC Bank Ltd Banks -- 4.63
HDFC Bank Ltd Banks -- 4.63
HDFC Bank Ltd Banks -- 4.63
Larsen & Toubro Ltd Construction -- 3.69
Larsen & Toubro Ltd Construction -- 3.69
Larsen & Toubro Ltd Construction -- 3.69
Ultratech Cement Ltd Cement -- 3.54
Ultratech Cement Ltd Cement -- 3.54
Ultratech Cement Ltd Cement -- 3.54
7.52% REC Ltd (07/11/2026) Finance -- 3.5
7.52% REC Ltd (07/11/2026) Finance -- 3.5
7.52% REC Ltd (07/11/2026) Finance -- 3.5
Reliance Industries Ltd Petroleum Products -- 3.48
Reliance Industries Ltd Petroleum Products -- 3.48
Reliance Industries Ltd Petroleum Products -- 3.48
Bharti Hexacom Ltd Telecom -- 2.8
Bharti Hexacom Ltd Telecom -- 2.8
Bharti Hexacom Ltd Telecom -- 2.8
Brigade Enterprises Ltd Real Estate -- 2.66
Brigade Enterprises Ltd Real Estate -- 2.66
Brigade Enterprises Ltd Real Estate -- 2.66
Sun Pharmaceutical Industries Ltd Pharmaceuticals -- 2.52
Sun Pharmaceutical Industries Ltd Pharmaceuticals -- 2.52
Sun Pharmaceutical Industries Ltd Pharmaceuticals -- 2.52
State Bank Of India Banks -- 2.2
State Bank Of India Banks -- 2.2
State Bank Of India Banks -- 2.2
NTPC Ltd Power -- 1.86
NTPC Ltd Power -- 1.86
NTPC Ltd Power -- 1.86
TD Power Systems Ltd Electric Equipment -- 1.85
TD Power Systems Ltd Electric Equipment -- 1.85
TD Power Systems Ltd Electric Equipment -- 1.85
State Government Securities (24/06/2025) Govt-Sec -- 1.78
Government of India (17/04/2030) Govt-Sec -- 1.78
State Government Securities (24/06/2025) Govt-Sec -- 1.78
Government of India (17/04/2030) Govt-Sec -- 1.78
State Government Securities (24/06/2025) Govt-Sec -- 1.78
Government of India (17/04/2030) Govt-Sec -- 1.78
Strides Pharma Science Ltd Pharmaceuticals -- 1.76
Strides Pharma Science Ltd Pharmaceuticals -- 1.76
Strides Pharma Science Ltd Pharmaceuticals -- 1.76
ITC Ltd Diversified FMCG -- 1.65
ITC Ltd Diversified FMCG -- 1.65
ITC Ltd Diversified FMCG -- 1.65
Bajaj Auto Ltd Automobiles -- 1.63
Bajaj Auto Ltd Automobiles -- 1.63
Bajaj Auto Ltd Automobiles -- 1.63
Fortis Healthcare Ltd Health Care -- 1.57
Fortis Healthcare Ltd Health Care -- 1.57
Fortis Healthcare Ltd Health Care -- 1.57
Whirlpool Of India Ltd Consumer Durables -- 1.51
Whirlpool Of India Ltd Consumer Durables -- 1.51
Whirlpool Of India Ltd Consumer Durables -- 1.51
Net Receivables / Payables Cash/Deposits/Margins/Treps/Repo/Swaps -- 1.49
Net Receivables / Payables Cash/Deposits/Margins/Treps/Repo/Swaps -- 1.49
Net Receivables / Payables Cash/Deposits/Margins/Treps/Repo/Swaps -- 1.49
Coforge Ltd Internet and Technology -- 1.37
Coforge Ltd Internet and Technology -- 1.37
Coforge Ltd Internet and Technology -- 1.37
Mahindra Cie Automotive Ltd Automobiles -- 1.34
Mahindra Cie Automotive Ltd Automobiles -- 1.34
Mahindra Cie Automotive Ltd Automobiles -- 1.34
Thermax Ltd Electric Equipment -- 1.22
Thermax Ltd Electric Equipment -- 1.22
Thermax Ltd Electric Equipment -- 1.22
Kotak Mahindra Bank Ltd Banks -- 1.19
Dixon Technologies (India) Ltd Consumer Durables -- 1.19
Dixon Technologies (India) Ltd Consumer Durables -- 1.19
Kotak Mahindra Bank Ltd Banks -- 1.19
Dixon Technologies (India) Ltd Consumer Durables -- 1.19
Kotak Mahindra Bank Ltd Banks -- 1.19
Torrent Pharmaceuticals Ltd Pharmaceuticals -- 1.11
Torrent Pharmaceuticals Ltd Pharmaceuticals -- 1.11
Torrent Pharmaceuticals Ltd Pharmaceuticals -- 1.11
Voltas Ltd Consumer Durables -- 1.08
Flair Writing Industries Ltd Household Appliances -- 1.08
Flair Writing Industries Ltd Household Appliances -- 1.08
Flair Writing Industries Ltd Household Appliances -- 1.08
Voltas Ltd Consumer Durables -- 1.08
Voltas Ltd Consumer Durables -- 1.08
Rhi Magnesita India Ltd Industrial Products -- 1
Rhi Magnesita India Ltd Industrial Products -- 1
Rhi Magnesita India Ltd Industrial Products -- 1
Utkarsh Small Finance Bank Ltd Banks -- 0.96
Utkarsh Small Finance Bank Ltd Banks -- 0.96
Utkarsh Small Finance Bank Ltd Banks -- 0.96
Oil And Natural Gas Corporation Ltd Oil & Gas -- 0.91
Oil And Natural Gas Corporation Ltd Oil & Gas -- 0.91
Oil And Natural Gas Corporation Ltd Oil & Gas -- 0.91
8.55% HDFC Bank Ltd (27/03/2029) Banks -- 0.9
8.55% HDFC Bank Ltd (27/03/2029) Banks -- 0.9
8.55% HDFC Bank Ltd (27/03/2029) Banks -- 0.9
Vinati Organics Ltd Chemicals -- 0.89
Vinati Organics Ltd Chemicals -- 0.89
Government of India (06/02/2033) Govt-Sec -- 0.89
Government of India (06/02/2033) Govt-Sec -- 0.89
Vinati Organics Ltd Chemicals -- 0.89
Government of India (06/02/2033) Govt-Sec -- 0.89
Titan Company Ltd Consumer Durables -- 0.88
Titan Company Ltd Consumer Durables -- 0.88
Max Financial Services Ltd Insurance -- 0.88
Max Financial Services Ltd Insurance -- 0.88
Titan Company Ltd Consumer Durables -- 0.88
Max Financial Services Ltd Insurance -- 0.88
S.J.S. Enterprises Ltd Automobiles -- 0.84
Sona Blw Precision Forgings Ltd Automobiles -- 0.84
S.J.S. Enterprises Ltd Automobiles -- 0.84
Sona Blw Precision Forgings Ltd Automobiles -- 0.84
S.J.S. Enterprises Ltd Automobiles -- 0.84
Sona Blw Precision Forgings Ltd Automobiles -- 0.84
Timken India Ltd Industrial Products -- 0.82
Timken India Ltd Industrial Products -- 0.82
Godrej Consumer Products Ltd Personal Products -- 0.82
Godrej Consumer Products Ltd Personal Products -- 0.82
Godrej Consumer Products Ltd Personal Products -- 0.82
Timken India Ltd Industrial Products -- 0.82
SBFC Finance Ltd Finance -- 0.76
SBFC Finance Ltd Finance -- 0.76
SBFC Finance Ltd Finance -- 0.76
Union Bank Of India Banks -- 0.74
Union Bank Of India Banks -- 0.74
Union Bank Of India Banks -- 0.74
Westlife Foodworld Ltd Leisure Products -- 0.69
Westlife Foodworld Ltd Leisure Products -- 0.69
Star Health And Allied Insurance Company Ltd Insurance -- 0.69
Star Health And Allied Insurance Company Ltd Insurance -- 0.69
Star Health And Allied Insurance Company Ltd Insurance -- 0.69
Westlife Foodworld Ltd Leisure Products -- 0.69
Bank Of Baroda Banks -- 0.67
Bank Of Baroda Banks -- 0.67
Bank Of Baroda Banks -- 0.67
Bajaj Finance Ltd Finance -- 0.65
Bajaj Finance Ltd Finance -- 0.65
Bajaj Finance Ltd Finance -- 0.65
La Opala Rg Ltd Consumer Durables -- 0.6
La Opala Rg Ltd Consumer Durables -- 0.6
La Opala Rg Ltd Consumer Durables -- 0.6
Container Corporation Of India Ltd Transporation -- 0.45
Container Corporation Of India Ltd Transporation -- 0.45
Container Corporation Of India Ltd Transporation -- 0.45
Cipla Ltd Pharmaceuticals -- 0.33
Cipla Ltd Pharmaceuticals -- 0.33
Cipla Ltd Pharmaceuticals -- 0.33
0% GOI - 16DEC25 STRIPS Govt-Sec -- 0.24
0% GOI - 16DEC25 STRIPS Govt-Sec -- 0.24
0% GOI - 16DEC25 STRIPS Govt-Sec -- 0.24
Cholamandalam Investment and Finance Company Ltd Finance -- 0.21
Cholamandalam Investment and Finance Company Ltd Finance -- 0.21
Cholamandalam Investment and Finance Company Ltd Finance -- 0.21
Sundaram Clayton Ltd (Preference Share) Industrial Products -- 0
Sundaram Clayton Ltd (Preference Share) Industrial Products -- 0
Sundaram Clayton Ltd (Preference Share) Industrial Products -- 0
Holding analysis
Asset Class Percentage
Equity 73.728
Debt 4.4085
Cash
Equity sector allocation
Banks
Govt-Sec
Cash/Deposits/Margins/Treps/Repo/Swaps
Internet and Technology
Pharmaceuticals
Consumer Durables
Finance
Automobiles
Construction
Cement
Petroleum Products
Electric Equipment
Telecom
Real Estate
Power
Industrial Products
Diversified FMCG
Health Care
Insurance
Household Appliances
Oil & Gas
Chemicals
Personal Products
Leisure Products
Transporation
53.49
36.78
28.8
21
17.16
15.78
15.36
13.95
11.07
10.62
10.44
9.21
8.4
7.98
5.58
5.46
4.95
4.71
4.71
3.24
2.73
2.67
2.46
2.07
1.35
Sector Holding Percentage
Banks 53.49
Govt-Sec 36.78
Cash/Deposits/Margins/Treps/Repo/Swaps 28.8
Internet and Technology 21
Pharmaceuticals 17.16
Consumer Durables 15.78
Finance 15.36
Automobiles 13.95
Construction 11.07
Cement 10.62
Petroleum Products 10.44
Electric Equipment 9.21
Telecom 8.4
Real Estate 7.98
Power 5.58
Industrial Products 5.46
Diversified FMCG 4.95
Health Care 4.71
Insurance 4.71
Household Appliances 3.24
Oil & Gas 2.73
Chemicals 2.67
Personal Products 2.46
Leisure Products 2.07
Transporation 1.35
Advanced Ratios
Standard Dev. 11.3165
P/E Ratio 0
Sharpe -0.4126
Alpha -0.6778
Beta 1.0097
Sortino -0.0916
Minimum Investment Amounts
Minimum for 1st Investment 1000
Minimum for SIP 500
Returns and rankings
Category : Hybrid
Annualised returns
1Y 3Y 5Y
Fund returns 27.48 13.05 15.39
Category average -0.4 9.4 6.0
Rank with in category
Expense ratio:1.01

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year.

Fund house & investment objective
Rank (total assets) ---
Total AUM ₹3,81,553.91Cr
Date of Incorporation ---

Investment Objective

The Investment Objective Of The Scheme Is Income Generation And Capital Appreciation For Its Investors Which Will Be In Line With Their Retirement Goals By Investing In A Mix Of Equity, Equity Related Instruments Along With Debt And Money Market Instruments.

Fund benchmark Crisil Hybrid 35+65 - Aggressive Index
Fund house contact details
Address: One India Bulls Centre , Tower 1, 17th Floor, Jupi 841, Senapati Bapat Marg, Elphinstone Road,
Mumbai - 400 013
Phone:--------
Launch Date:--------
Aditya Birla Sun Life AMC Limited
Custodian:Deutsche Bank
Registrar & Transfer Agent:CAMS
Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai,