Aditya Birla Sun Life Retirement Fund-The 50s Plan-Regular Plan-Growth

NAV: as on:
MIn SIP Amount: 500
Rating: *
Fund Size: 27.6178
SIP Amount
Frequency
SIP Start Date
Holdings
Name Sector Instrument Type Assets(%)
Government of India (14/08/2033) Govt-Sec -- 18.36
Government of India (14/08/2033) Govt-Sec -- 18.36
Government of India (14/08/2033) Govt-Sec -- 18.36
Government of India (08/04/2026) Govt-Sec -- 18.23
Government of India (08/04/2026) Govt-Sec -- 18.23
Government of India (08/04/2026) Govt-Sec -- 18.23
Government of India (06/02/2033) Govt-Sec -- 8.3
Government of India (06/02/2033) Govt-Sec -- 8.3
Government of India (06/02/2033) Govt-Sec -- 8.3
Clearing Corporation of India Ltd Cash/Deposits/Margins/Treps/Repo/Swaps -- 8.22
Clearing Corporation of India Ltd Cash/Deposits/Margins/Treps/Repo/Swaps -- 8.22
Clearing Corporation of India Ltd Cash/Deposits/Margins/Treps/Repo/Swaps -- 8.22
8.55% HDFC Bank Ltd (27/03/2029) Banks -- 7.45
8.55% HDFC Bank Ltd (27/03/2029) Banks -- 7.45
8.55% HDFC Bank Ltd (27/03/2029) Banks -- 7.45
State Government Securities (24/06/2025) Govt-Sec -- 5.49
State Government Securities (24/06/2025) Govt-Sec -- 5.49
State Government Securities (24/06/2025) Govt-Sec -- 5.49
Government of India (05/12/2033) Govt-Sec -- 3.52
Government of India (05/12/2033) Govt-Sec -- 3.52
Government of India (05/12/2033) Govt-Sec -- 3.52
Government of India (17/04/2030) Govt-Sec -- 2.75
Government of India (17/04/2030) Govt-Sec -- 2.75
Government of India (17/04/2030) Govt-Sec -- 2.75
Net Receivables / Payables Cash/Deposits/Margins/Treps/Repo/Swaps -- 2.64
Net Receivables / Payables Cash/Deposits/Margins/Treps/Repo/Swaps -- 2.64
Net Receivables / Payables Cash/Deposits/Margins/Treps/Repo/Swaps -- 2.64
ICICI Bank Ltd Banks -- 2.14
ICICI Bank Ltd Banks -- 2.14
ICICI Bank Ltd Banks -- 2.14
Infosys Ltd Internet and Technology -- 1.97
Infosys Ltd Internet and Technology -- 1.97
Infosys Ltd Internet and Technology -- 1.97
HDFC Bank Ltd Banks -- 1.47
HDFC Bank Ltd Banks -- 1.47
HDFC Bank Ltd Banks -- 1.47
Reliance Industries Ltd Petroleum Products -- 1.3
Reliance Industries Ltd Petroleum Products -- 1.3
Reliance Industries Ltd Petroleum Products -- 1.3
Larsen & Toubro Ltd Construction -- 1.2
Larsen & Toubro Ltd Construction -- 1.2
Larsen & Toubro Ltd Construction -- 1.2
0% GOI - 16DEC25 STRIPS Govt-Sec -- 0.99
0% GOI - 16DEC25 STRIPS Govt-Sec -- 0.99
0% GOI - 16DEC25 STRIPS Govt-Sec -- 0.99
State Bank Of India Banks -- 0.9
State Bank Of India Banks -- 0.9
State Bank Of India Banks -- 0.9
Bharti Airtel Ltd Telecom -- 0.81
Bharti Airtel Ltd Telecom -- 0.81
Ultratech Cement Ltd Cement -- 0.81
Ultratech Cement Ltd Cement -- 0.81
Ultratech Cement Ltd Cement -- 0.81
Bharti Airtel Ltd Telecom -- 0.81
Sun Pharmaceutical Industries Ltd Pharmaceuticals -- 0.73
Sun Pharmaceutical Industries Ltd Pharmaceuticals -- 0.73
Sun Pharmaceutical Industries Ltd Pharmaceuticals -- 0.73
Hindalco Industries Ltd Non Ferrous Metals -- 0.73
Hindalco Industries Ltd Non Ferrous Metals -- 0.73
Hindalco Industries Ltd Non Ferrous Metals -- 0.73
TD Power Systems Ltd Electric Equipment -- 0.69
TD Power Systems Ltd Electric Equipment -- 0.69
TD Power Systems Ltd Electric Equipment -- 0.69
Max Financial Services Ltd Insurance -- 0.6
Max Financial Services Ltd Insurance -- 0.6
Max Financial Services Ltd Insurance -- 0.6
Bajaj Auto Ltd Automobiles -- 0.59
Bajaj Auto Ltd Automobiles -- 0.59
Fortis Healthcare Ltd Health Care -- 0.59
Fortis Healthcare Ltd Health Care -- 0.59
Fortis Healthcare Ltd Health Care -- 0.59
Bajaj Auto Ltd Automobiles -- 0.59
Godrej Consumer Products Ltd Personal Products -- 0.58
Godrej Consumer Products Ltd Personal Products -- 0.58
Godrej Consumer Products Ltd Personal Products -- 0.58
Thermax Ltd Electric Equipment -- 0.56
Thermax Ltd Electric Equipment -- 0.56
Thermax Ltd Electric Equipment -- 0.56
Brigade Enterprises Ltd Real Estate -- 0.55
Brigade Enterprises Ltd Real Estate -- 0.55
Brigade Enterprises Ltd Real Estate -- 0.55
Whirlpool Of India Ltd Consumer Durables -- 0.53
Whirlpool Of India Ltd Consumer Durables -- 0.53
Whirlpool Of India Ltd Consumer Durables -- 0.53
V-Guard Industries Ltd Consumer Durables -- 0.5
V-Guard Industries Ltd Consumer Durables -- 0.5
V-Guard Industries Ltd Consumer Durables -- 0.5
Vinati Organics Ltd Chemicals -- 0.48
Vinati Organics Ltd Chemicals -- 0.48
Vinati Organics Ltd Chemicals -- 0.48
Utkarsh Small Finance Bank Ltd Banks -- 0.47
Utkarsh Small Finance Bank Ltd Banks -- 0.47
Utkarsh Small Finance Bank Ltd Banks -- 0.47
Strides Pharma Science Ltd Pharmaceuticals -- 0.44
Strides Pharma Science Ltd Pharmaceuticals -- 0.44
Strides Pharma Science Ltd Pharmaceuticals -- 0.44
Voltas Ltd Consumer Durables -- 0.43
Voltas Ltd Consumer Durables -- 0.43
Voltas Ltd Consumer Durables -- 0.43
Torrent Pharmaceuticals Ltd Pharmaceuticals -- 0.42
Torrent Pharmaceuticals Ltd Pharmaceuticals -- 0.42
Torrent Pharmaceuticals Ltd Pharmaceuticals -- 0.42
Dixon Technologies (India) Ltd Consumer Durables -- 0.4
Dixon Technologies (India) Ltd Consumer Durables -- 0.4
ITC Ltd Diversified FMCG -- 0.4
Dixon Technologies (India) Ltd Consumer Durables -- 0.4
ITC Ltd Diversified FMCG -- 0.4
ITC Ltd Diversified FMCG -- 0.4
Sona Blw Precision Forgings Ltd Automobiles -- 0.39
Sona Blw Precision Forgings Ltd Automobiles -- 0.39
Sona Blw Precision Forgings Ltd Automobiles -- 0.39
Flair Writing Industries Ltd Household Appliances -- 0.38
Flair Writing Industries Ltd Household Appliances -- 0.38
Flair Writing Industries Ltd Household Appliances -- 0.38
Rhi Magnesita India Ltd Industrial Products -- 0.36
Rhi Magnesita India Ltd Industrial Products -- 0.36
Bank Of Baroda Banks -- 0.36
Bank Of Baroda Banks -- 0.36
Bank Of Baroda Banks -- 0.36
Rhi Magnesita India Ltd Industrial Products -- 0.36
S.J.S. Enterprises Ltd Automobiles -- 0.32
Westlife Foodworld Ltd Leisure Products -- 0.32
S.J.S. Enterprises Ltd Automobiles -- 0.32
Westlife Foodworld Ltd Leisure Products -- 0.32
S.J.S. Enterprises Ltd Automobiles -- 0.32
Westlife Foodworld Ltd Leisure Products -- 0.32
Kotak Mahindra Bank Ltd Banks -- 0.26
Kotak Mahindra Bank Ltd Banks -- 0.26
Kotak Mahindra Bank Ltd Banks -- 0.26
Star Health And Allied Insurance Company Ltd Insurance -- 0.25
Star Health And Allied Insurance Company Ltd Insurance -- 0.25
Star Health And Allied Insurance Company Ltd Insurance -- 0.25
SBFC Finance Ltd Finance -- 0.23
Bajaj Finance Ltd Finance -- 0.23
Bajaj Finance Ltd Finance -- 0.23
Bajaj Finance Ltd Finance -- 0.23
SBFC Finance Ltd Finance -- 0.23
SBFC Finance Ltd Finance -- 0.23
Zomato Ltd Retailing -- 0.21
Zomato Ltd Retailing -- 0.21
Zomato Ltd Retailing -- 0.21
Container Corporation Of India Ltd Transporation -- 0.19
Container Corporation Of India Ltd Transporation -- 0.19
Container Corporation Of India Ltd Transporation -- 0.19
Cipla Ltd Pharmaceuticals -- 0.18
Cipla Ltd Pharmaceuticals -- 0.18
Cipla Ltd Pharmaceuticals -- 0.18
Cholamandalam Investment and Finance Company Ltd Finance -- 0.09
Cholamandalam Investment and Finance Company Ltd Finance -- 0.09
Cholamandalam Investment and Finance Company Ltd Finance -- 0.09
Holding analysis
Asset Class Percentage
Equity 24.0454
Debt 7.4532
Cash
Equity sector allocation
Govt-Sec
Banks
Cash/Deposits/Margins/Treps/Repo/Swaps
Internet and Technology
Consumer Durables
Pharmaceuticals
Automobiles
Petroleum Products
Electric Equipment
Construction
Insurance
Cement
Telecom
Non Ferrous Metals
Health Care
Personal Products
Finance
Real Estate
Chemicals
Diversified FMCG
Household Appliances
Industrial Products
Leisure Products
Retailing
Transporation
172.92
39.15
32.58
5.91
5.58
5.31
3.9
3.9
3.75
3.6
2.55
2.43
2.43
2.19
1.77
1.74
1.65
1.65
1.44
1.2
1.14
1.08
0.96
0.63
0.57
Sector Holding Percentage
Govt-Sec 172.92
Banks 39.15
Cash/Deposits/Margins/Treps/Repo/Swaps 32.58
Internet and Technology 5.91
Consumer Durables 5.58
Pharmaceuticals 5.31
Automobiles 3.9
Petroleum Products 3.9
Electric Equipment 3.75
Construction 3.6
Insurance 2.55
Cement 2.43
Telecom 2.43
Non Ferrous Metals 2.19
Health Care 1.77
Personal Products 1.74
Finance 1.65
Real Estate 1.65
Chemicals 1.44
Diversified FMCG 1.2
Household Appliances 1.14
Industrial Products 1.08
Leisure Products 0.96
Retailing 0.63
Transporation 0.57
Advanced Ratios
Standard Dev. 4.2608
P/E Ratio 0
Sharpe -1.1935
Alpha -2.0868
Beta 0.877
Sortino -0.3678
Minimum Investment Amounts
Minimum for 1st Investment 1000
Minimum for SIP 500
Returns and rankings
Category : Hybrid
Annualised returns
1Y 3Y 5Y
Fund returns 12.39 6.86 6.24
Category average -0.4 9.4 6.0
Rank with in category 14 24 23
Expense ratio:1.92

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year.

Fund house & investment objective
Rank (total assets) ---
Total AUM ₹3,81,553.91Cr
Date of Incorporation ---

Investment Objective

The Investment Objective Of The Scheme Is Income Generation And Capital Appreciation For Its Investors Which Will Be In Line With Their Retirement Goals By Investing In A Mix Of Equity, Equity Related Instruments Along With Debt And Money Market Instruments.

Fund benchmark Crisil Short Term Debt Hybrid 75+25 Fund Index
Fund house contact details
Address: One India Bulls Centre , Tower 1, 17th Floor, Jupi 841, Senapati Bapat Marg, Elphinstone Road,
Mumbai - 400 013
Phone:--------
Launch Date:--------
Aditya Birla Sun Life AMC Limited
Custodian:Deutsche Bank
Registrar & Transfer Agent:CAMS
Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai,