Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan-Direct Plan-Growth
NAV: as on:
MIn SIP Amount: 500
Rating: *
Fund Size: 16.2656
SIP Amount
₹
Frequency
SIP Start Date
Holdings
Name Sector Instrument Type Assets(%)
Government of India (08/04/2026) Govt-Sec -- 46.01
Government of India (08/04/2026) Govt-Sec -- 46.01
Government of India (08/04/2026) Govt-Sec -- 46.01
Government of India (05/12/2033) Govt-Sec -- 17.93
Government of India (05/12/2033) Govt-Sec -- 17.93
Government of India (05/12/2033) Govt-Sec -- 17.93
7.52% REC Ltd (07/11/2026) Finance -- 11.04
7.52% REC Ltd (07/11/2026) Finance -- 11.04
7.52% REC Ltd (07/11/2026) Finance -- 11.04
8.55% HDFC Bank Ltd (27/03/2029) Banks -- 6.33
8.55% HDFC Bank Ltd (27/03/2029) Banks -- 6.33
8.55% HDFC Bank Ltd (27/03/2029) Banks -- 6.33
0% GOI - 06MAY30 STRIPS Govt-Sec -- 5.6
0% GOI - 06MAY30 STRIPS Govt-Sec -- 5.6
0% GOI - 06MAY30 STRIPS Govt-Sec -- 5.6
Clearing Corporation of India Ltd Cash/Deposits/Margins/Treps/Repo/Swaps -- 4.24
Clearing Corporation of India Ltd Cash/Deposits/Margins/Treps/Repo/Swaps -- 4.24
Clearing Corporation of India Ltd Cash/Deposits/Margins/Treps/Repo/Swaps -- 4.24
Net Receivables / Payables Cash/Deposits/Margins/Treps/Repo/Swaps -- 2.39
Net Receivables / Payables Cash/Deposits/Margins/Treps/Repo/Swaps -- 2.39
Net Receivables / Payables Cash/Deposits/Margins/Treps/Repo/Swaps -- 2.39
State Government Securities (28/12/2026) Govt-Sec -- 1.54
State Government Securities (28/12/2026) Govt-Sec -- 1.54
State Government Securities (28/12/2026) Govt-Sec -- 1.54
State Government Securities (14/10/2025) Govt-Sec -- 1.48
State Government Securities (14/10/2025) Govt-Sec -- 1.48
State Government Securities (14/10/2025) Govt-Sec -- 1.48
State Government Securities (31/03/2026) Govt-Sec -- 1.25
State Government Securities (31/03/2026) Govt-Sec -- 1.25
State Government Securities (31/03/2026) Govt-Sec -- 1.25
0% GOI - 15DEC24 STRIPS Govt-Sec -- 1.2
0% GOI - 15DEC24 STRIPS Govt-Sec -- 1.2
0% GOI - 15DEC24 STRIPS Govt-Sec -- 1.2
0% GOI - 16DEC25 STRIPS Govt-Sec -- 0.56
0% GOI - 16DEC25 STRIPS Govt-Sec -- 0.56
0% GOI - 16DEC25 STRIPS Govt-Sec -- 0.56
State Government Securities (12/08/2025) Govt-Sec -- 0.31
State Government Securities (12/08/2025) Govt-Sec -- 0.31
State Government Securities (12/08/2025) Govt-Sec -- 0.31
State Government Securities (06/11/2025) Govt-Sec -- 0.13
State Government Securities (06/11/2025) Govt-Sec -- 0.13
State Government Securities (06/11/2025) Govt-Sec -- 0.13
Holding analysis
Asset Class Percentage
Equity 0
Debt 17.3686
Cash
Equity sector allocation
Govt-Sec
Finance
Cash/Deposits/Margins/Treps/Repo/Swaps
Banks
228.03
33.12
19.89
18.99
Sector Holding Percentage
Govt-Sec 228.03
Finance 33.12
Cash/Deposits/Margins/Treps/Repo/Swaps 19.89
Banks 18.99
Advanced Ratios
Standard Dev. 2.1671
P/E Ratio 0
Sharpe -2.1655
Alpha -0.8544
Beta 1.2532
Sortino -0.5142
Minimum Investment Amounts
Minimum for 1st Investment 1000
Minimum for SIP 500
Returns and rankings
Category : Fixed Income
Annualised returns
1Y 3Y 5Y
Fund returns 7.47 4.94 5.37
Category average -0.4 9.4 6.0
Rank with in category
Expense ratio:0.84

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year.

Fund house & investment objective
Rank (total assets) ---
Total AUM ₹3,81,553.91Cr
Date of Incorporation ---

Investment Objective

The Investment Objective Of The Scheme Is Income Generation And Capital Appreciation For Its Investors Which Will Be In Line With Their Retirement Goals By Investing In A Mix Of Equity, Equity Related Instruments Along With Debt And Money Market Instruments.

Fund benchmark Crisil Short Term Bond Fund Index
Scheme Information Document(SID)
Fund house contact details
Address: One India Bulls Centre , Tower 1, 17th Floor, Jupi 841, Senapati Bapat Marg, Elphinstone Road,
Mumbai - 400 013
Phone:--------
Launch Date:--------
E-mail: connect@birlasunlife.com
Website: www.birlasunlife.com
Aditya Birla Sun Life AMC Limited
Custodian:Deutsche Bank
Registrar & Transfer Agent:CAMS
Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
E-mail: enq_h@camsonline.com
enq_h@camsonline.com
Website: www.camsonline.com
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